Mortgage Rates

Mortgage rates directly affect what you can afford and when it makes sense to buy — especially in a market like Katy, TX where timing and inventory move fast. This category covers rate trends, market timing insights, and what changing rates actually mean for buyers in the Greater Houston area. From Katie Curran, REALTOR® and Mario Djordjilov, REALTOR® with MKAT Group at Keller Williams Signature.

Why Now Might Be a Smart Time to Buy a Home in Katy

Lower mortgage rates in late 2025 create new opportunities for home buyers in Katy and the Houston area. By Katie Curran | Keller Williams Signature TL;DR Mortgage rates have dropped to around 6.22% as of late 2025, improving affordability and buying power. If you've been waiting for a better time to enter the Houston area housing market, this rate decline could be the opportunity you need — before competition heats up again. Mortgage Rates Are Moving in Your Favor If you've

Katie Curran

Dec 9, 20254 min read