Home Buying Tips

Buying a home in Katy, TX? Learn credit requirements, down payment options, the Texas option period, property taxes, top communities, and expert tips for 2026 buyers.

No HOA homes in Old Katy provide rare freedom with larger lots, lower monthly costs, and no restrictions. Learn why these established neighborhood properties are worth the search and move quickly when priced right.

Lower mortgage rates in late 2025 create new opportunities for home buyers in Katy and the Houston area. By Katie Curran | Keller Williams Signature TL;DR Mortgage rates have dropped to around 6.22% as of late 2025, improving affordability and buying power. If you've been waiting for a better time to enter the Houston area housing market, this rate decline could be the opportunity you need — before competition heats up again. Mortgage Rates Are Moving in Your Favor If you've