First-Time Buyers

Buying your first home in the Katy, TX or Greater Houston area? This is your starting point. We cover everything first-time buyers need to know — from understanding your budget and getting pre-approved to making offers, navigating inspections, and making it to closing day without the stress. Katie Curran and Mario Djordjilov and MKAT Group are here to walk you through every step.

Calculator and house keys on financial documents showing hidden costs of buying a home in Katy TX

Hidden Costs of Buying a Home in Katy, TX: What Buyers Often Miss

Buying a home in Katy, TX involves more than just the purchase price. Learn about inspections, appraisal gaps, property taxes, insurance, HOA fees, and other hidden costs buyers often overlook.

Katie Curran

Feb 96 min read

Modern Katy Texas home exterior representing FHA and conventional loan financing options for home buyers

FHA vs. Conventional Loans: What Katy Buyers Should Know

Choosing between FHA and conventional financing depends on your credit, savings, and long-term plans. Here's what Katy buyers should know before deciding.

Mario Djordjilov

Feb 98 min read

Modern home exterior in Katy, Texas with for sale sign representing favorable mortgage rates for home buyers

Why Now Might Be a Smart Time to Buy a Home in Katy

Lower mortgage rates in late 2025 create new opportunities for home buyers in Katy and the Houston area. By Katie Curran | Keller Williams Signature TL;DR Mortgage rates have dropped to around 6.22% as of late 2025, improving affordability and buying power. If you've been waiting for a better time to enter the Houston area housing market, this rate decline could be the opportunity you need — before competition heats up again. Mortgage Rates Are Moving in Your Favor If you've

Katie Curran

Dec 9, 20254 min read