Katy, TX sellers keep asking whether to list now or hold out for better rates. Here's what the 2026 market data actually says about timing, pricing, and what waiting really costs.

Fulshear, TX list prices softened to around $475,000 in July 2026 while days on market held near 91 — a real shift toward buyer leverage even as new construction keeps sale prices strong.

Lower mortgage rates in late 2025 create new opportunities for home buyers in Katy and the Houston area. By Katie Curran | Keller Williams Signature TL;DR Mortgage rates have dropped to around 6.22% as of late 2025, improving affordability and buying power. If you've been waiting for a better time to enter the Houston area housing market, this rate decline could be the opportunity you need — before competition heats up again. Mortgage Rates Are Moving in Your Favor If you've