Buying a home in Katy, TX? Learn credit requirements, down payment options, the Texas option period, property taxes, top communities, and expert tips for 2026 buyers.

26634 Sooty Tern Drive is a single-story brick home in Hawks Landing, Katy TX with 4 bedrooms, 3 baths, and 2,891 sq ft. Rental property with community pool and convenient highway access.

This updated, single-story home at 5154 Cherry Tallow Trail delivers modern design, practical space, and convenient Katy location at $299,000. Built in 2022 with 4 bedrooms, 2 baths, and low HOA dues.

Lower mortgage rates in late 2025 create new opportunities for home buyers in Katy and the Houston area. By Katie Curran | Keller Williams Signature TL;DR Mortgage rates have dropped to around 6.22% as of late 2025, improving affordability and buying power. If you've been waiting for a better time to enter the Houston area housing market, this rate decline could be the opportunity you need — before competition heats up again. Mortgage Rates Are Moving in Your Favor If you've